Advocating for Active and Retired
State Employees and Educators
The Georgia State Retirees Association (GSRA) is an organization focused on keeping retirees and prospective retirees from all parts of Georgia Government well informed about any impacts to promised retiree and health insurance benefits.
Annual Meeting Announcement
Free Flu Shots on Monday 1:00-3:00 p.m. at the GSRA Annual Meeting for members of the BCBSGA Medicare Advantage Plan. Register at https://shbpflushot.bioiq.com/.
Annual Meeting Bus Tour is Full!
The Historic Macon Bus Tour scheduled for Monday afternoon, October 6, is now full. If you register online after this, please register for the Local Chapter Officer's Training on Monday to enable you to complete the registration process. This is due to registration system constraints and, unless you happen to be a local chapter officer, you are not expected to attend. Thank you for a great response!
Holiday Inn Host Hotel Full for AM – Backup is Comfort Suites
120 Plantation Inn Dr.
Macon, GA 31210
Use code LGAG to get the AM rate of $83.00 per night.
BCBS Medicare Advantage Plan Dropped for 2015
The Department of Community Health has just notified GSRA that Blue Cross Blue Shield “has made the decision to discontinue its Medicare Advantage plan offering under the State Health Benefit Plan for 2015.” As shown in the GSRA September newsletter the BCBS rates were being increased by 771% and 312% for Standard and Premium options, respectively. Because of the financial impact on retirees, GSRA asked SHBP to move all MAP members to the UnitedHealthcare options and let the retiree choose Blue Cross Blue Shield if he/she desired. The rationale for the action would be that some retirees would erroneously remain in the BCBS options and be charged the higher premium. Many retirees would in all probability have insufficient monthly benefit to pay the BCBS rate. GSRA continues to be concerned about the benefits under the UHC Medicare Advantage options, but according to SHBP Chief Rickman, the benefits are similar to the 2014 schedule. We will need to review the SHBP Decision Guide thoroughly to understand any changes in benefits. Hopefully this information will be forthcoming in a few days.
2015 SHBP Plans/Rates
The GSRA September Newsletter provides analyses of the 2015 benefits and rates that have been approved by the Board of Community Health for the State Health Benefit Plan. The bottom line is that if you are under age 65 and want to continue with your current option, there are no rate increases but the co-payments have been dropped or changed; if you want to stay in a plan that has co-payments for doctor’s visits, you will want to move to an HMO option and pay more in premiums than you are currently paying.
If you are age 65+, staying with BCBS will mean a TREMENDOUS premium increase—771% for individual Standard or 312% for individual Premium. UHC is providing a rate that is the same or just a little more for the Medicare Advantage Plan options. Please carefully review the material that you receive from the SHBP. The benefit provisions for MAP have not been announced.
DCH has responded that all retirees will be mailed a “Decision Guide” at the address they have on file, so if you have changed your address in the last two years, contact the SHBP to update your address.
(Note: the newsletter is available to “members only”. Members should “log-in” to view the newsletter, and non-members should consider joining GSRA.)
GSRA invites you to join us at the
2014 GSRA Annual Meeting
Decision 2014 - Electing Georgia's Leaders!
Featuring Governor Nathan Deal and State Senator Jason Carter
October 6-7, 2014
Anderson Conference Center